business Products and Services:

Fire and Special Perils

Buildings, plant and machinery, stock in trade etc. can be insured against fire, earthquakes, subsistence, land-slides, floods, storms, tempests, impact by moving objects, aircraft, riots, strikes, malicious damage, water damage by burst pipes or apparatus and other insurable perils.

Get a quote

Burglary

Loss of or damage to movable items by theft accompanied by violent entry into and exit from premises.

Get a quote

goods in transit

Loss of or damage to machinery and spares, vehicles, stock including raw materials and finished goods whilst in transit from or to Uganda ca be covered under marine policies.

Get a quote

Money: Cash in Transit

"All risks" of physical loss and/ or damage to money whilst in transit to and from the premises, during and after working hours at premises can be covered and also cash in safe and cash in till or counter. Damage to safe can alse be covered.

Get a quote

All Risks

This cover is recommended for your various portable valuable items eg. Telephone system, fax machines, switch boars, fans, office fittings and equipment etc. The indemnity under this cover is for all risks of physical loss and/ or damage including fire and theft, and also includes cover for the insured items whilst being used away from the premises or in repair workshops.

Get a quote

Motor Comprehensive

Comprehensive insurance covers loss or damage to vehicles due to accident, fire, theft, riot and strike, storm tempest and flood. Damage to windscreen due to flying objects is covered. In addition, it covers third party liability.

Get a quote

Group Personal Accident

The group personal accident cover is a benefit policy for your employees on 24 hour basis and a worldwide cover. If an accident results indeath or bodily injury the benefits payable under this policy are as per continental schedule of compsenation.

Get a quote

Employer Liability

It is a statutory obligation for every employer to take out insurance for compensation to his employees for death and parmanent or temporary incapacitation from accidents sustained whilst at work. Compensation is as stated in the current workers compensation Act 8 of the 2000 constitution that provides 60 months earnings of the employee at death.

Get a quote

Electronic Equipment

The electronic equipments such as computers, printers and data carrying media like tapes, diskettes etc. can be covered against fire, theft, riot and strike, electrical and or mechanical breakdown.

In addition, reimbursement of additional expenses incurred to reproduce lost data and records following damages to the insured equipment by and of the above perils can be covered.

Get a quote

Domestic Package

The residential building owned by you and / orhired for your executive and household contents therein can be covered against loss or damage resulting from fire, lightening, and earthquakes, subterranean fire, floods, storms, hurricans, impacts of moving objects, aircraft damage, riots and strikes, malicious damage, land-slides, water damage etc..

Get a quote

Fidelity Guarantee

This provides protection against loss of cash and / or stock by fraudulent means involving staff.

Get a quote

Public Liability

This provides protection against your legal liability to compensate third parties for injuries and / or damage to their propery resulting from accidents or events at any premises owned, occupied, hired or leased for your operation anywhere in the country.

Get a quote

Machinery Breakdown

This policy provides cover against risks of electrical or mechanical breakdown of plant and machinery or due to electrical fire. Loss of profit due to breakdown can also be covered.

Get a quote

Professional Indemnity

This insurance protects professionals against liability incured due to their professional negligence. Doctors, engineers, lawyers etc ca be granted cover.

Get a quote

Contractors: Plant and Machinery

The policy covers any unforeseen and sudden physical loss or damage from any cause to the propery insured other than those specifically excluded in a manner necessitating repair or replacement.

Get a quote

Contractors: All Risks

The policy covers the property under construction against any unforeseen and sudden physical loss or damage from any cause other than the expected perils/losses and also third party liability against accidental bodily injury or death or damage to third party properties occuring in direct connection with the construction.

Get a quote

Plate Glass Insurance

This policy offers protection against the risk of accidental breakage of glass of show rooms. office buildings etc.

Get a quote

Bonds

Bid Bonds: This guarantee is required when bidding for tenders. The bond is normally called upon if the successful bidder fais to take up the offer to cover costs of re-tendering.

Performance Bonds: This guarantees performance of contractual obligations. If the contractor does not perform, the insurance company(as a guarantor) will be called upon to compensate the principal (employer) up to the bond limit

Advance Payment Bonds: This covers advance payment money given to the contractor by the principal exclusively for initaila mobilization of resources/materials to start works. The bond amount is reduced by the deductions of the advance payment made on the interim certificates on prorata basis. Failure by the contractor to mee this contractual obligations as indicated above. The insurance company (as guarantor) will be called upon by the prinicipal for compensation due to the bond limit

Get a quote